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Lowest Interest Rates

Personal Loan

Get instant funds up to ₹40 Lakhs with interest rates starting as low as 10.50% p.a. Zero hidden charges and quick disbursal.

View Interest Rates

10.5%

Min Rate
Personal Loan

Top Banks Personal Loan Interest Rates 2024

Compare and choose the best personal loan offer for your needs.

Bank Name Interest Rates (p.a.) Processing Fees Action
HDFC Bank 10.50% - 21.00% Up to 2.5%
ICICI Bank 10.75% - 19.00% Up to 2%
Axis Bank 10.49% - 22.00% 1% to 2%
SBI Bank 11.00% - 14.00% 0.5% to 1%

Personal Loans for Every Need

Medical Emergency

Get immediate funds for hospital bills and medical treatments with priority processing.

Wedding Loan

Plan your dream wedding without financial stress. High loan amount with flexible tenure.

Travel Loan

Explore the world. Fund your international or domestic trips with easy monthly EMIs.

Eligibility Criteria

Employment Type

Salaried individual or Self-employed professional.

Monthly Income

Minimum ₹25,000 net monthly salary.

Age Limit

21 years to 60 years at the time of maturity.

Credit Score

Minimum CIBIL score of 750 is preferred.

Documents Required

  • Proof of Identity

    Aadhaar Card, PAN Card, Voter ID, Passport.

  • Proof of Address

    Utility Bills, Rental Agreement, Aadhaar Card.

  • Income Proof

    Last 3 months' salary slips & Form 16.

  • Bank Statements

    Last 6 months' bank account statements.

Frequently Asked Questions

You can get a personal loan up to ₹40 Lakhs depending on your income, credit score, and repayment capacity.

Once approved, the funds are typically disbursed into your bank account within 24 to 48 hours.

Prepayment penalties vary from bank to bank, typically ranging from 0% to 5% of the principal amount.